Finding It Difficult To Pay For Your Motorbike? Don’t Worry; Help Is At Hand

If you have been running a motorbike for at least the past 12 months, you’ll be more than aware that currently, paying for the ongoing costs of a motorbike seems to be particularly costly.

Petrol is the highest it’s ever been (the AA reported in April that a litre of unleaded petrol was costing 120.5 pence) and whilst the Bank of England may have maintained the 0.5% base rate for yet another month, helping people to afford loans that track the base rate, it appears that everything else is increasing in price. The tightening of purse strings is definitely needed at the moment.

If you’re finding it a little difficult to continue to run your motorbike, take a look through these helpful hints to hopefully reduce the ongoing costs that you incur.

1. One of the easiest ways to reduce your regular motorbike costs is to take a look at your motorbike insurance policy and see if you can reduce the amount that you pay for your insurance premium.

Too many people take the first price that they are given, or the renewal figure that they receive and don’t realise that you are more than likely to be able to save some money by shopping around.

If you have already shopped around and still want to lower your premium, look at increasing your personal excess. Generally speaking, the higher your personal excess, the lower the premium will be – but be aware that if you have an accident, you will be expected to pay the excess before the insurance company get involved.

2. If you use your motorbike to commute, look at the possibility of giving a colleague a lift and share the petrol costs. A lot of large employers now promote vehicle sharing schemes and not only will you be helping the environment by effectively taking one vehicle off the road, but you will also be able to split the fuel costs.

3. It may sound counterproductive, but look at purchasing a different motorbike if you’re really struggling to pay the regular costs that are incurred with owning a motorbike, as it can make a world of difference.

For example, if you own an old motorbike, the motorbike insurance may be cheaper, but it’s likely that you’re having to pay more to maintain it and fixing it can also be difficult and expensive, as parts may not be readily available for that model anymore.

Conversely, if you have a brand new motorbike, you may find that your maintenance costs are minimal, but that the insurance is astronomical.

A bike that is around 5 years old is often seen as the most affordable, as generally speaking, any major problems that are going to go wrong at the start of the vehicle’s life will have gone wrong and be out of the way, but the motorbike is still new enough to not have the owner worrying about whether it is going to break down. Cialis Plus, motorbike insurance should be affordable, meaning that your overall running costs of owning a motorbike of this age will be greatly reduced when in comparison to a much Tadalis SX older or newer model.

Author Bio: Kwik Fit Bike Insurance have a team dedicated solely to finding the best possible deals in motorcycle cover – and have an 18-strong panel of leading insurers specialising in quality Motorbike Insurance buying cialis without prescription and Motorcycle Insurance Services.

Category: Cars and Trucks/Motorcycles
Keywords: motorbike insurance, motorbike, bike, motorcycle, insurance

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