Chase Sapphire Card – What You Need to Know

One drawback of many rewards credit cards is that there are limits on the type of rewards you can receive. You might have to choose between cash back or airline miles, for instance. And due to various restrictions, you could end up earning less than you expected with the card.

This is perhaps one of the reasons that Chase designed the Chase Sapphire with Ultimate Rewards Credit Card. It lets you earn a wide variety of rewards, and has a number of built-in benefits that other cards do not. Here’s a rundown of what you’ll find.

Ultimate Rewards

When you use the card for the first time, you’ll receive 10,000 bonus points. This means that if you use your points toward a plane ticket, which usually require about 25,000 points, you’ll have a jumpstart toward getting one. Then when you use the card for shopping with merchants that are part of the Chase Ultimate Rewards Mall, you’ll receive 10 points for every dollar spent.

If you use the card to book airfare through the Ultimate Rewards travel tool, you’ll receive two points for every dollar of the purchase. For all other purchases, you can expect to have one point credited to your plan for each dollar spent. This variety of ways to earn rewards is set up so that if you use the card consistently, you can earn rewards quickly.

Reward Options

The Chase Sapphire with Ultimate Rewards Credit Card lets you choose how you want to receive your rewards. You can get airline tickets without having to choose among certain days to fly. In other words, there are no blackout dates. You can even choose to use some points and pay for the rest of the ticket, with results in a discounted price for you.

If you would rather use your points for a different reward, you can choose among many other choices. These include booking hotel rooms, getting cash back, receiving gift certificates or dining cards, or simply crediting your account. All of your rewards can be managed online when you login to your account.

Other Things to Look for with Chase

Chase has made this card one that does not come with an annual fee. The APR is reasonable for a rewards card. The catch, however, is that you should have a high credit score if you are planning to get one of these cards. If yours is lower, you’ll do better with an option No prescription cialis designed for those with average or poor credit.

Like all credit cards, before you fill out an application you’ll want to read through all of the fine print. You can also visit websites to read about the Chase Sapphire with Ultimate Rewards Credit Card. You’ll find a number of reviews about the card and its features, which can help you evaluate how it will work for you personally.

The Chase Sapphire with Ultimate Rewards Credit Card is set up for those who are looking for flexibility and hassle-free rewards. It is also designed to lower the fees that are regularly charged on credit cards. If you get this card, set up a plan to make it work for you. By using it frequently and paying off the balance each month, you’ll end up with rewards that benefit both you and your family.

Author Bio: Click Here to Find Chase Credit Card Offers. Stephanie Andrews is a contributing editor of the website http://www.CreditCardCity.com, a credit card directory where you can apply for a new credit card with secure online applications. Visit now to compare all of the best online credit card offers.

Category: Finances
Keywords: chase sapphire,ultimate rewards credit,rewards credit card,ultimate rewards,rewards credit

Related Articles:


Post Footer automatically generated by Add Post Footer Plugin for wordpress.

Website Pin Facebook Twitter Myspace Friendfeed Technorati del.icio.us Digg Google StumbleUpon Premium Responsive

Leave a Reply