Buying a house at auction is a risky business. While you can end up with a bargain, many people fail to research their chosen property in advance and find themselves in a difficult position when unexpected problems become apparent following an unwise purchase. Here are some things to keep in mind if you’re considering buying […]

Financing a commercial property purchase, such as a shop, warehouse, office or factory, will involve a good deal of planning. If you are running a small business then it is likely that you will need a commercial mortgage to make such a purchase, and this will usually require a lot of research before you decide […]

You wouldn’t scoff down chocolate bar after chocolate bar would you? At least not without feeling distinctly guilty about it, so why do many women think it’s acceptable to drink far more than the recommended 2-3 units (3-4 for men) of alcohol per day? What do chocolate and alcohol have in common? In a word […]

When you’re taking on a new mortgage deal, there are a huge number of things to think about. But one fundamental choice you will need to make somewhere along the line is whether you want to be paying off capital each month or only the interest on that capital. An interest-only mortgage is one in […]

Getting onto the property ladder can be fraught with all kinds of anxieties, both emotional and financial. But while knowing you’ve found your dream home can be a highly subjective and sometimes soul-searching experience, getting the finances in place to pay for it will require a whole different set of skills, particularly a cool-headed and […]

There are many different types of mortgage deal available to property purchasers: tracker, variable rate, fixed rate, and more. But whichever type of mortgage deal you choose, there may well be an additional option – do you want interest-only or repayment? What is a repayment mortgage? If you choose an interest-only mortgage deal, this means […]