Well into the mid-2000\’s (is there some snazzy way to describe that decade), HSA plans on the California health insurance market were pretty tough to beat. The market place broke down into 3 main categories: HMO\’s, traditional PPO\’s, and HSA plans. HMO\’s were on their fast ascent into the rate stratosphere. PPO\’s were generally richer […]

There have been a few milestones in the evolution of California Medigap insurance and none as important as the eventual addition of Part D. The addition of Part D reflects not just an expansion of Medicare for Californians but a reflection of how much health care has changed for seniors in terms of what is […]

Before diving into the deep waters of California Medicare supplement options, it helps to have a good understanding of what the Medicare program itself covers. It\’s hard to know how the California Medigap plans work without first explaining the \”gaps\” in the original Medicare plan itself. Part B is sure to come up in this […]

Things are about to get interesting again in the California health insurance market for individual and family plans. Although never a dull (or affordable moment), the changes imparted in AB bill 155 and 210 (the first depends on the latter) will bring some of the biggest changes to California health insurance market since reform passed […]

Even Medicare and Medicare supplement insurance can learn new tricks. It\’s doesn\’t happen often and the changes might not be earth shattering but when a marketplace as big as Medigap health plans changes, everyone listens. This is evident in the recent addition of new Medicare supplement plans that incorporate cost sharing into the design of […]

If you\’re in college, there\’s lots of official information everywhere although none of it is that user friendly or incredibly exciting. Let\’s not blame the authors…they\’re generally school employees and academia isn\’t exactly known for pizzazz except for the occasional school of fine arts and all bets are off there. You can always find schedules, […]

If you\’re searching for information on Hospice care and Medicare supplement plans, you\’re either incredibly thorough in your attempt to understand all the various Medicare benefits and how they interact with Medigap coverage or your faced with the decision of whether Hospice care is needed for yourself or a loved one. Let\’s hope it\’s the […]

Needless to say, money is tight these days and with the prospects of ever increasing health care cost and all of our plans to live to 100. Many people who are turning age 65 go into the decision of whether or not to get a Medicare supplement since this implies additional cost. This is really […]

Medicare supplements have gone through quite a few changes as of late and we have some entirely new plans added to the Medigap market which has remained largely the same for decades. Most of these plans were designed to offer more affordable options by cost sharing some of the health care costs but a lower […]

There are many times in the average American\’s life where they look at moving to another State and a primary time for this is during or after retirement. It\’s pretty common for seniors to want to retire in a certain State such as California either by choice or by financial necessity. Either way, if you\’re […]