California is an interesting State in many ways and of course this uniqueness applies to our Blue Cross and Blue Shield relationship as it pertains to California Medicare supplement insurance plans. For most people in the U.S., Blue Cross Blue Shield is one company and in fact, the primary U.S. umbrella is BCBS together. Not […]

The G Medigap plan is one of the original plans available on the market in light of more recent changes and additions. It now stands as the second richest Medicare supplement insurance plan (to the F plan) which put it\’s slightly out of order. The difference with the F plan is slight and since the […]

California is one of the most competitive markets in the U.S. for options surrounding Medicare coverage and it’s various gaps. We even have split Blue Cross and Blue Shield into two separate and competing carriers which is unique in the U.S. Let’s face it..from a Medicare supplement insurance carrier’s perspective…California is a huge market. This […]

As you grow up, the world or what\’s \”out there\” seems to grow and expand as you become more aware. As a young baby, your house seems like that there is and there are still areas that seem strange and alien to you. With time, you start to learn about the street you live on […]

Everyone\’s heard of a citizen\’s arrest. I\’m not even sure if it\’s real or even legal to do but we all take it for granted that it does exist and more importantly, it does happen. It\’s a powerful notion and it\’s a notion of community policing that pretty succinctly mirrors the Zipper local news and […]

As we make our ranks through the various Medicare supplement insurance plans available, it only fits that we spend more time on the most popular plan available…the F Medigap plan. Not only is it the most popular Medicare supplement plan by far (estimated around 80% of Medicare supplement subscribers) but we highly endorse it for […]

The strangest thing happened Friday night. I took my two boys (both in elementary school) to the the 1st playoff basketball game of our local high school. I was pretty excited as I hadn\’t been to a high school basketball game since I went to high school and I\’m not about to say how long […]

If you don’t know any better, you would think high school is just about being tall, athletic, and favoring the sweet jump shot or a pure ability to jump. That’s only part of it and only takes into account the surface of the game. The heart of the high school basketball game is strategy and […]

Most people have a basic understanding of the core reasons for purchasing term life insurance or life insurance in general. The need is pretty apparent if you have financial needs that would severely go unfunded were you to pass away. For most people who barely have rainy day fund to last a month much less […]

When people talk about the life insurance market, they generally are referring to the large companies that offer the majority of the life policies in force out there like it\’s a monolithic market but it\’s not. There are many kinds of companies offering life insurance on the market and also many different kinds of actual […]