Author "Floyd J. Tapia" Page
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06.03.12 | Comments Off on Principal Reduction Program: St Louis Home Loans Hard to Get Due to Low Credit Scores
To the disappointment of lawmakers and mortgage professionals, there may be additional bad news coming for those wanting to buy a new home not to mention the amount of foreclosures that are still heading our way. Applicants whose credit scores are less than 640 may have a tough time getting a 30-year fixed-mortgage. Even if […]
03.15.12 | Comments Off on St Louis Mortgages: Federal Government Drowning in Rising Debt
The old financial rhetoric is no longer being accepted as consumers are growing tired of this dismal economy. The larger population of concerned voters no longer care if the out-of-control rise in debt is the fault of Democrats or the Republicans. To go one step further, there are those including one man who is deeply […]
02.23.12 | Comments Off on St Louis Mortgage: Loan Modification Not Nearly As Lucrative As a Foreclosure
Millions of dollars have been enjoyed by numerous companies for simply approving home sales for less than the owed balance. This is also known as a type of short sale. The United States Treasury department has been paying $1500 for each loan file that is modified. These companies also handle the collection of mortgage payments […]
02.10.12 | Comments Off on St Louis Refinancing Loan: Watch Out For 3 Things That Could Ruin Your Home Loan
Your family has located the home of their dreams. You have your lending already taken care of and so you move ahead with signing a contract. But to your chagrin, you find out there will be delays at the closing table and wonder why is this happening to you? In most situations, the borrower has […]
01.30.12 | Comments Off on St Louis Home Mortgage: Consumers Walking From Foreclosed Homes And Renting
There may be some good news ahead for a nation facing a terrible foreclosure epidemic. Homeowners who are currently facing foreclosure could now get the support through a congressional bill that gives them the “right to rent.” A new five year lease agreement may be in order and finally available for those families receiving a […]
11.30.11 | Comments Off on Use SMS Software For Cell Phone Advertising To Grow Your Company Or Church Database
If you or me saw someone using their mobile phone they were usually chatting. Nowadays, most people are busy typing their messages to their friends, family or work. It is easy once we understand the massive power of SMS marketing campaigns. Most of us text our friends and family at least several times per day, […]
11.26.11 | Comments Off on SMS Advertising and Mobile SMS Marketing Are Powerful Marketing Tools For Local Businesses
It seems that every day we are reading more information about SMS advertising and text marketing and how it is revolutionizing the way we communicate. That is no understatement. Mobile users have spoken and the clear choice for staying in touch with customers and church members is by text alert messages. This is huge considering […]
11.22.11 | Comments Off on Businesses Will See Huge Profits With Mobile Text Marketing And SMS Marketing
Most people would have never guessed in a million years that a communication platform called Mobile SMS marketing campaign or text marketing would become the number one choice over e-mail, phone calls and face-to-face conversation. The magnitude this new communicative medium has had clearly shows that business owners in such fields as auto repair, hair […]
11.19.11 | Comments Off on Smaller Businesses Have The Best Marketing Tools With SMS Marketing And Mobile Ads
Mobile ads are an exploding trend that is hard to ignore. Take for instance Google’s huge $750,000,000 payout for AdMob and Apple’s buyout of Quattro Wireless. Google has moved into this industry because they feel that this new SMS advertising venue is the most thorough and cost-effective tool for the distribution of your advertising message, […]
11.05.11 | Comments Off on St Louis Finance Terms Will Get Harder For Home Buyers Who Walk Away From Their Mortgage
New legislation coming from Capitol Hill will allow Fannie Mae to take legal action against mortgage owners who did not make their house payments although they were fully capable of making them. The amount of foreclosures that most likely will happen this year will be at least 2.6 million. What is worse is that approximately […]