Health Insurance Subsidies Available in 2014 Effective January 1, 2014 millions of consumers who qualify will be eligible for premium assistance as part of the Affordable Care Act (ACA).

Texas Health Insurance Exchange Overview Effective January 1, 2014 health insurance exchanges will begin to provide health insurance coverage options for consumers. A health insurance exchange is not a health insurance carrier but an inventory of standardized plans that are subject to government regulations. Individuals and employers will have access to health insurance exchanges to […]

When to take the Cal Cobra Extension Unfortunately, there\’s been a lot of questions we have fielded on California Cobra over the past 5 years due to the economy. For a quick recap, Cobra in continuation of group health insurance loses group health insurance either voluntarily or due to termination. The good news is that […]

For many years, investing in stocks was an opportunity reserved only for the extremely wealthy. Investment banks and brokerage firms catered to the upper class, leaving most people out of the stock market game. Over the last few decades, investing in the stock market became the most lucrative way for anyone to increase their wealth. […]

PCIP health insurance for Californians One of the interim programs for health reform until the big change over Jan 1st 2014 is a pretty useful and critical safety net for Californian\’s that are unable to qualify for health insurance due to health issues. It\’s call the PCIP program or the Pre-Existing Condition Insurance Plan and […]

As traditional pensions and retirement plans become as antiquated as the rotary phone, more people are investing in the stock market as a way to increase their savings. Once used only by the truly wealthy, today’s stock market is accessible for all investors. Whether you have $100.00 to invest or a $100 million to invest, […]

The New Year is here and the flurry of Christmas spending is over, but for many of us the lingering effects of splashing out on extravagant gifts, lavish parties and self-indulgent food will still be with us. So, it\’s worth planning on how you can get your finances back in order now 2013 is upon […]

When discussing penny stocks, many investors are referring to highly volatile, lower priced stocks. Penny stocks are exchanged over the counter (OTC) and sell for less than $5.00 a share. They are also referred to as micro-cap stocks. Companies offering penny stock may be new (the penny stock may be part of an IPO), or […]

Getting a good penny stock takes a bit of leg work, some research, impeccable timing, and maybe even a little luck. Penny stocks, also known as micro-load stocks, are stocks traded through off the major exchange for significantly less money than traditional stocks. Penny stocks generally trade at less than $5.00 a share. Since these […]

560,000 Home owners Have An Interest-only Mortgage With No Plan To Pay Off The Debt During the last decade more and more homeowners decide to opt for an Interest-only Mortgage as a means of affordably financing their homes as house prices increased. Lenders have in the past allowed interest-only mortgages even though most mortgage borrowers […]