What do you call a person who would rather be rocking the sweet jazzy sounds of Chuck Mangioni in the heart of South Central while Cube is blaring from the porches up and down the block? You call him Cletus Puetz. Flugal horns weren\’t exactly playing well in the hood but Cletus couldn\’t help himself […]

It’s probably the most stressful situation I’ve been in regarding term life insurance over my years (dare I say decades) in the life insurance market. I wish it was a less common occurrence and in that light, we’re going to discuss the very important impact that divorce has on your term life insurance policy. But […]

One of the first things people ask us when shopping for California Medigap plans is what\’s the different between Medicare supplemental plans and Medigap Luckily, that\’s the easiest question to answer when first becoming familiar with all the various terms and jargon that swirl around California medigap. They are, put simply, one in the same. […]

A similar situation is occurring for 1000\’s of California seniors daily these days. As they approach their 65th birthday, the mail starts to get especially thick. You\’re now the most popular person in all of the State…with the California Medicare supplement carriers. The shiny brochures and promises why they\’re the best create a sheer tidal […]

The new term for the high school basketball position is the “bigs”. The general look of the high school center is what you typically think of when conjuring up a basketball player in general and with good reason. Regardless of talent or agility, just looking over at them on the court will start to affect […]

Now we’re starting to move to the center of the High School basketball court. We’ve left the guards in their outer orbit as they dribble, drive, and shoot with skill. We’ve also added considerable heft to the small forward and brought the position in tighter to the basketball with more back to the basket skills. […]

You’re just like the kid in Toy Story. It’s Saturday morning and you’ve been up all night battling buddies across town and across the world in COD (new map download…sweet). You’re a little groggy since you didn’t hang up the controller till about 3:30 when you hear some noise coming from the front yard. You […]

Silly human adults. They busy themselves with work, groceries, and Modern Family. Every now and then they look up to check on you in your eternal hibernation in the the cluttered space you call a room but every now and then, they need your help and that\’s when the tide turns in favor of every […]

You can\’t make a good Medicare supplement insurance choice if you do not know the plans the first place to start before even looking at the rates and carriers is to have a good foundational understanding of how the plans differ and in that light, let\’s take apart the B Medicare supplement plan. Although it\’s […]

It\’s important to break down each Medicare supplement insurance plan to make sure you really understand what they cover before your final choice. Luckily, the different plans all operate within the same categories of benefits with the difference (outside of cost) being whether a certain Medicare benefit is covered by the Medigap plan or not. […]