For California residents who are turning 65, it might be strange to think of Medicare supplements in terms of a State since the underlying program is a Federal one but there some important considerations to look at when shopping for California Medicare supplemental insurance. This is mainly a function of the carriers and plans available […]

Companies have been trying to crack the local news puzzle for years now and we\’re not talking about little internet start-ups…big companies like Yahoo and Google. Needless to say, the latest variant of internet giants via social media also have plans on how to put those pieces together in their future aspirations to be everything […]

The internet has been peppered with hyperbole since the beginning so please allow us to heap some more on. We are undergoing seismic shifts almost daily and this is no more true than with how we get local news. Traditional norms for the flow of information from the local environment to consolidators and ultimately to […]

The process of applying, underwriting, and qualifying for term life insurance has completely changed over the last decades and you could say it\’s turned on it\’s head. If you\’ve been around the market long enough, you can remember long, lengthy applications and running quotes by what seemed to be protractors and calculators on a person\’s […]

Let\’s just start with lack of a really thin mustache and a 1970\’s leisure suit. If you see those things then run, don\’t walk. Most of our transactions these days are done online so what\’s the digital equivalent of the thin mustached when looking for a term life agent? Good question. Let\’s take a look […]

The whole concept of Medicare Supplements can be new to most people entering the age of Medicare. The first question we usually get from clients is quite simple, How do Medicare Supplements Work?. As with most things that are complicated, these people instincts are correct in that it\’s usually best to start with the basics. […]

Let us take a summary look at the available Medicare supplemental insurance plans available on the market. You are probably inundated with quotes, brochures, and advertising with let us guess a smiling couple on the cover telling you that this is the right way to go for your coverage. That is all fine and we […]

It’s a call we get quite often and there’s no easy way do deal with it once the risk has been realized. People generally purchase term life insurance in their 50’s and doing so, they are primarily concerned with replacing the income from the primary earner. It’s pretty common for a couple to buy insurance […]

The high school point guard is the linch pin to most successful prep basketball teams and for good reason. You can have dominant players inside and amazing shooters but if you don’t the skill up top with the point guard to free them up and set the offense in motion, most of this talent can […]

Term life insurance is very different from most other types of insurances. For example, we\’re all well too versed on how health insurance rates tend to go up (and up and up and up). This will probably only continue as the root cause of increasing health care costs hasn\’t been addressed (hint hint unhealthy living […]