So we have a 5-4 decision in favor of most of the Health Reform law\’s provision with the biggest question mark…the individual mandate being upheld. Needless to say, all the pundits are out in force discussing the macro level effects of this outcome but the language rarely gets down to how the California health insurance […]

If you\’ve been in the California health insurance market for long enough (let\’s say a decade plus), you start to recognize trends even in such a changing landscape as we have right now. Generally, there are just few plans definitely less than 10 and usually closer 3-4 that really make any sense across all the […]

We just ran a quote for a small California company for Workers Comp combined with their group health insurance and it\’s pretty exciting, which is tough to say about most insurance quotes. Their old California Worker\’s Comp was $3000. The new rate is $1200. Now granted, this isn\’t going to happen for every company and […]

Needless to say, money is tight these days and with the prospects of ever increasing health care cost and all of our plans to live to 100. Many people who are turning age 65 go into the decision of whether or not to get a Medicare supplement since this implies additional cost. This is really […]

So we\’ve been through the first round of testing for the Fantasy Geek game and a whole slew of new ideas and brainstorming came about. Of course there\’s the occasional glitches or bugs that need to be fixed but that relatively straight forward. Where we\’re really excited has to do with the actual game play […]

So we\’ve been through the first round of testing for the Fantasy Geek game and a whole slew of new ideas and brainstorming came about. Of course there\’s the occasional glitches or bugs that need to be fixed but that relatively straight forward. Where we\’re really excited has to do with the actual game play […]

There\’s been news lately about California health insurance carriers sending rebates out to enrollees which is always a feel good moment since they dollars are constantly going the other way with increasing velocity. These rebates are tied to a part of health reform dealing with the MLR or Medical Loss Ratio. The MLR, aside from […]

When you run your instant California health quote, expect to see dozens of plans come up with rates and benefits. This number has actually dropped over the last 18 months as plans have been pared by the major carriers but it\’s still overwhelming. The plans will usually reference the main deductible but that does little […]

It\’s been a long time coming but were literally hours away from the official launch of FantasyGeek, the Facebook game. Sure am glad I didn\’t hold my breath but the extended development time completely changed the play of the game…for the better! Let\’s take a look at the final version and when you can expect […]

The Supreme Court just upheld the main tenants of Health Care Reform and elements of the original bill that dealt with Medicare were largely left unchanged and intact. Putting aside the intense political vitriol surrounding the bill, our goal is to help Medicare eligible people, especially those looking at supplementing coverage with a Medigap policy, […]