Author "Dennis Jarvis" Page

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Current Catastrophic Choices For California Individual Health Insurance

There was a time when a small percentage of the shoppers for California health insurance were looking for catastrophic or major medical coverage. There was also a time (we promise) when health insurance was much less expensive than it is now. You really didn\’t need to worry about having catastrophic only coverage then. What a […]

How and When Can You Cancel Your California Individual Health Plan

A good percentage of California health insurance quotes that people run in a given day are for short term health insurance. Usually, people are quoting this type of insurance not because of some merit of temporary health insurance policies (versus \”permanent\” plans) but because of their particular situation which generally requires a shorter period of […]

How do Pre-existing Conditions Affect my California Health Insurance Options?

Every one has a health history. Granted, we do come across applicants with absolutely nothing going on health wise or in their recent history but let\’s face it, this is the oddity in today\’s world. If you\’re shopping for California health insurance and you have a human body, there\’s probably some health history and even […]

Adverse Selection and California Health Reform

There are many terms that go along with California health insurance…enough to make it thoroughly confusing to even best and brightest as you have probably found when running your quotes. Unfortunately, we\’re going to have to add yet another more obscure term which will rear it\’s ugly head around 2014-2015 under the current health reform […]

Why is 1st Month\’s Premium Required For California Health Application?

There are certain questions that come up all the time…actually on a daily if not hourly basis. If you\’re like us, you want a quick way to look over the common questions you might have as a California health insurance shopper before getting into more specific questions and our Common Questions section was created for […]

Typical Time Table to Hear Back on an Individual California Health Application?

It\’s about 50/50 and you shouldn\’t feel bad regardless of which side you fall on. About half of the online California health insurance shoppers we talk to are looking at options pretty well in advance of when their current coverage (usually group or Cobra coverage) ends. The other half…well they need coverage in five days. […]

Continuing Education and California Health Agents

All the new brain science seems to point to a simple fact. The brain responds to novelty and new learning. This applies equally to the part of the brain dedicated to California health insurance in agents and brokers. Obviously there is no \”health insurance\” area of the brain the concept still holds that it\’s a […]

Shopping the California Group Health Insurance Market

The group health insurance market in California is actually pretty vibrant and competitive when compared to most other states. Although this helps to offset the costs with multiple carriers and literally dozens of plans to choose from, California companies still need to be vigilant and \”quote\” the market at least annually to make sure they […]

High Deductible Medigap Versus F Plan Supplement

An important addition to the Medicare supplement market was the advent of the High Deductible F plan. As health insurance agents across all segments, Individual, Small Group, and Medicare supplement, we\’ve been big fans of high deductibles for many years now. It went along with our belief that health insurance was increasingly becoming a question […]

Now, You\’re Everwhere Local Gossip Happens

Don’t you ever wish to know what gossip is really true? Do you ever wonder how paparazzi can actually get the latest scoop of local and international celebrity gossip? The Zipper might be the answer for you! What is The Zipper? The Zipper is the latest local news app for iPhones, android phones, and smart […]