Buy to let home insurance offers additional protection to landlords not available through homeowner’s insurance. While homeowner’s insurance provides liability coverage for the property, buy to let provides coverage for landlord-owned personal property, lost rental income, property damage, and tenant lawsuits. Buy to let home insurance is also referred to as landlord insurance. This special […]

College loan consolidation can provide financial relief to students carrying multiple student loans. Borrowers who submit late payments or default on loans can quickly destroy their credit rating. Graduates with bad credit will find it challenging to qualify for lending when they need to buy a car or purchase a home. Several college loan consolidation […]

What is probate is a common question amongst individuals establishing estate planning and those entitled to inheritance property. Probate is required within all 50 states. The process is necessary to validate decedent wills, settle estate matters, and distribute inheritance proceeds to designated beneficiaries. Today, we’ll answer what is probate and what steps can be taken […]

AZ refinance is one option available to Arizona homeowners seeking to reduce monthly loan installments. Qualified borrowers take out a new mortgage loan with a reduced rate of interest and extend terms of the note. Some borrowers elect to obtain additional cash to pay off outstanding debts or make home improvements. Before engaging in AZ […]

U.S. citizens are going bankrupt at shocking rates. Statistics provided through the American Bankruptcy Institute show baby boomers are filing bankruptcy more than any other group. A recent study conducted by ABI reveals bankruptcy filing by individuals over age 45 have increased nearly 30-percent in the past ten years. The percentage of Americans going bankrupt […]

Unclaimed inheritance from wills refers to property and cash which has been bequeathed to heirs from a person who has died. Each year billions of dollars in inheritance property goes unclaimed. The most common reasons heirs are not notified of inheritance assets stems from name and address changes. The most common source of unclaimed inheritance […]

Expired listings marketing refer to a strategy used amongst investors and realtors to locate potential real estate deals. Expired listings occur when real estate contracts expire between buyers and their listing agent. Real estate professionals use the multiple listing service (MLS) database to locate listings which have expired. Developing an expired listings marketing plan is […]

Probate is a necessary requirement used to validate decedents’ last will and testament and distribute inheritance property to named beneficiaries. Probated estates are managed by an estate executor who is responsible for taking inventory of assets, obtaining property appraisals, paying outstanding debts, and distributing inheritance assets. Probate usually requires three to six months to complete. […]

Probated refers to decedent estates held in probate court. Unless a person establishes a trust, everything they own must be transferred to probate court until their last will is validated and outstanding debts paid. Probated estates are managed by an administrator named within the decedent’s Will. If the person died without a Will (intestate), a […]

A shortsale references property that is being sold for less than is owed on the mortgage note. Banks engage in this type of financial transaction for several reasons. The primary reason is short sales are less costly and time-consuming than foreclosure. The shortsale process takes between four and six months to complete, while foreclosures take […]