Student loan consolidation allows post graduates to refinance multiple education loans into one new loan. Borrowers can obtain a reduced rate of interest; eliminate multiple payment schedules; and lower monthly payments through consolidation financing. In order to enter into student loan consolidation graduates must apply for a new loan through a lending institution or borrower […]

As a real estate investor, people call me daily saying, “I need to sell my house quick!” The problem is most of the people who contact me are facing foreclosure and running out of time. Oftentimes, they owe more on their mortgage loan than their property is worth. If you reading this and thinking, “I […]

A short sale home refers to property that is being sold to prevent foreclosure. In most cases, the homeowner has fallen behind with their mortgage payments and does not possess the financial means to repay the note. Lenders agree to accept less than the borrower owes on their loan as long as certain conditions are […]

Nearly 30,000 people searched online for “sell house fast” tips last month alone. The ever-increasing unemployment rate is causing many people to choose between feeding their family and paying their mortgage. A large percentage of borrowers owe more on their mortgage loan than their property is worth and have little chance of finding a buyer. […]

Confused about the difference between short sales vs. foreclosure? You are not alone. Foreclosures and short sales have become headline news as the industry attempts to find solutions for struggling homeowners. Similarities and differences exist with short sales vs. foreclosure. Neither option allows borrowers to remain in their home. Both can have detrimental affects against […]

A loss mitigator specializes in helping homeowners struggling to maintain their mortgage payments. Most mortgage lenders have a loss mitigation department to help borrowers devise a plan to get back on track. Mitigators review borrowers’ financial records to determine available options to prevent foreclosure. A loss mitigator is usually employed by the bank. However, independent […]

A mortgage short sale refers to real estate being sold for less than is owed on the note. When properly executed, short sales benefit all parties involved. In order to enter into this type of agreement, borrowers must convince their lender to accept less than is owed on the home mortgage loan. Obtaining mortgage short […]

One rate real estate is an exceptional investment opportunity for individuals seeking a fixed rate of return. The process is simple and can yield a decent return on investment. However, in order to be successful with this type of real estate investing, it is crucial to work with a professional property rehabber. Four steps are […]

Executing a last will and testament is the only way to have the final say in how you want your affairs handled. The last will is used to designate beneficiaries, establish guardianship, express burial preferences and appoint an administrator to oversee the estate. Drafting a last will and testament is the greatest gift you can […]

Short sale foreclosure refers to two types of real estate. The first involves properties repossessed by the bank because the borrower was unable to repay their mortgage loan. This is also referred to as real estate owned (REO) or bank owned real estate. The second type of short sale foreclosure refers to an agreement where […]