Can the Small Claims Court Settle My Dispute

If you have a dispute over a small amount of money, the small claims court may be very useful. You\’ll find you are only able to claim up to a certain amount. It\’s important to remember that bringing such a case may waive your right to claim any more than the specified limit. One good […]

The Origins of Consumer Credit

More than ever, people are taking on large amounts of debt compared to how much they save. In the past few years, the average household savings in North America dropped below zero. So when you take the country as a whole, people made less money than they spent. This is possible because of consumer credit. […]

A Mortgage Broker Can Be an Invaluable Resource

Whether you\’re shopping for your first home, vacation residence or cottage, a mortgage broker can be an invaluable resource. Not only will they search for the best deal on your behalf, they will make sure that the transaction is as smooth and stress-free as possible. They are an essential part of the home-buying team. One […]

Getting the Most Business Finance

When starting out a business, if you are in need of funds, one way to attain them is to choose a great company for business finance help. Depending on what amount you need to attain, there are many companies that will be willing to lend it. Additionally, by comparing all companies for financing, the soon […]

A Summary of Debt Consolidation and Bankruptcy

Bankruptcy is an option available to individual\’s who can no longer pay their debts. More information on that subject is covered in the following paragraphs. Debt Consolidation is another option available. This type of service involves all of the individual\’s unsecured debts being combined and one payment per month being made to a credit counseling […]

Why Bankruptcy Should Be the Last Resort

Few things in life can be as devastating, as embarrassing and as damaging as bankruptcy. This can happen to both individuals and businesses that have reached a point where they are no longer able to service their debt and where there is little prospect for their ability to recover enough. With insolvency all possessions and […]

The Importance of Setting a Budget For Your Household

As the economy remains mired in recession mode and many companies are laying off workers, many families and individuals have had to cut back their spending. Many even require the services of bankruptcy trustees to find solutions to their insurmountable debt problems. Many saw their savings and investments go down the drain, and many people […]

Skiing Every Day on a Winter Holiday

Skiing is a sport that many people love to take part in. Many people enjoy snowy climates where they can build snowmen and ski down the mountains. Children love the opportunity to have fun in the snow. Learning to ski, takes time and patience. It is not something that can be learned over night. Going […]

Stick to Your Weekly Budget With Cash Jars

With the recent economic downturn, the most severe recession since the Great Depression, credit counselors and bankruptcy trustees have been kept busy by the many people who have found themselves unable to deal with their mounting debt. Those who have filed for bankruptcy or entered into a consumer proposal with a bankruptcy trustee are forbidden […]

Use a Spreadsheet to Help Make Your Grocery Budget

Carrying large debtloads is becoming increasingly common. With online shopping at your fingertips, advertising all around us urging us to spend, and the desire to keep up the Joneses, it\’s no surprise that many decide to use credit instead of saving for things. When people spend money without consideration for their long-term finances, motivated by […]