When you get into a fender bender, have someone key the side of your car, slash your tires or steal it completely, there’s nothing worse than having your auto insurance claim denied. It’s important that you do everything by the book when filing car insurance claims, because even though your provider doesn’t want to deny coverage, they just might if you don’t follow the proper protocol. That’s why it’s always a good idea to go over the details of your car insurance policy thoroughly, before you set it aside and forget about it, like so many seem to do. That way, you’ll know all the reasons your car insurance claim may be denied and how to avoid them.

Filling out your auto insurance claims form incorrectly is one way to have the claim denied. Missing a word here or there isn’t likely to get your auto insurance claim denied, but there are some mistakes that will. Leaving out important elements of your driving record, filling out the incorrect home address or leaving out modifications you’ve made to the vehicle are all things that could result in a denied claim.

The same is true for purposely withholding information from the claim. Holding back important details about an accident to make it shine more favorably on you will only lead to trouble. Auto insurance investigators know what they’re doing, and trying to falsify information will only raise suspicion to a seasoned investigator. In many cases, you’re likely to face lots of questions after filing an auto insurance claim, so being truthful is crucial.

Lying about details is an obvious no-no, but sometimes just missing important details about the incident could also result in an auto insurance claim denial. It’s important to get all of the necessary information about the other driver if your claim is for an accident. Even though you may be a little emotionally rattled, try to get the name, phone number, address, driver’s license number and insurance information. If you want to be really prepared, you can keep a sheet or two of paper in your glove compartment with headings to remind yourself, should an accident occur. If you have a cell phone that’s equipped with a camera, consider taking a few pictures of the damage so it is documented right from the start and you won’t leave anything out later.

The insurance Calgary policy itself is another reason your claim could be denied. That’s why it’s so important to learn about every element of your policy, so you know what is covered and what isn’t. It isn’t a given that every type of accident or mishap will be covered by your car insurance policy. Look through to discover any exclusions on your car insurance policy, and address them with your agent if you aren’t comfortable. You don’t have to sign on for the most expensive auto insurance package they offer, but you may want to upgrade or make some tweaks if the overall coverage isn’t what you want.

With years of experience and a good driving record, why pay more for auto insurance Calgary when you have earned the right to pay less.

With years of experience and a good driving record, why pay more for car insurance when you have earned the right to pay less.
http://www.gp.ca

Author Bio: With years of experience and a good driving record, why pay more for auto insurance Calgary when you have earned the right to pay less.

Category: Automotive
Keywords: health,insurance quote,car insurance,good driving habits,insurance,finance,business,cars,home,family