When you are looking for a place to take your taxes to file a return, look for free tax help. Unless you have a business or highly complex deductions, you should be able to get your taxes filed for free. However, that does not mean that you should be willing to work with just anyone […]

Generally, a direct public offering occurs when a company sells its stock directly to the public (investors). In doing so the company does not market the stock through an investment firm or a broker/dealer. As long as the company follows the rules and regulations set up by the SEC the stock can be sold to […]

A company planning an IPO usually appoints a lead manager whose initial job is to determine at what price stock shares should be sold. This manager, called a book runner, usually works usually comes to the price in one of two ways: 1. The company sets the price (fixed price method), or 2. The price […]

Owners of a private company often do not take their company public for the following reasons: – Businesses are required to reveal significant amounts of private financial and business development information, which leads to increased competition. – “Going public” can be an expensive process with ongoing expenses in business requirements, extensive legal involvement, and larger […]

Although many entrepreneurs seeking capital approach angel investors, friends or family, or venture capitalists for the money, an alternate source of lending always exists with an investment banker. Investment banking is an alternative lending source where a borrower seeks significant capital for a venture. By definition, “An investment bank is a financial institution that assists […]

Funds are Usually Brought Into a Business In the Following Order: 1. Individual personal assets – the money and assets you invest or pledge as collateral. 2. Family and friends personal assets. – the money and assets your friends and family pledge as collateral. 3. Crowdfunding – people from across the USA or the world […]

Even though a large number of venture capital deals are completed in the United States, the non-US VC community is expanding exponentially. Worldwide VC serves as a tool for economic development, as many emerging countries progress in their growth, expansion and modernization. In many regions, such as India, VC funding seems to be one of […]

Venture capitalists are compensated through a combination of management fees and carried interest. Management fees: – VC firms typically receive a 2 percent management fee of the committed capital paid to them from the remaining money in the investment fund. – This money is used to help pay for the day-to-day operation expenses of the […]

Did you see the 60 Minutes TV reporting the extreme amount of problems in consumer credit reports? Fort million people have errors in their credit reports. While a substantial number of these are errors get repaired through the regular channels of contacting the credit bureau, lots of people are unsuccessful in getting the errors removed […]

That is a question I frequently get asked. It can be a bit like the Holden verse Ford debate? Even though everyone is different, however, after financially educating over 550,000 people from over 17 different countries over the last 15 years I have seen clear patterns of what has made a large majority of my […]