Funeral services are for the living, not for the dead. Therefore, it makes sense to plan all funeral arrangements beforehand, so that difficult decisions do not have to be made while people are grieving. Funeral planning allows people to clarify their wishes and to control the costs of the service. Planning also ensures that life insurance benefits are not wasted on funeral expenses, like caskets and monuments.

People should talk to funeral directors to initiate the planning process. From directors, people may obtain prices for caskets Toronto, embalming, and other professional services. Also, people should decide whether they would prefer burial or cremation of their remains. If people would like to donate organs or tissues, then the planning process gives them the opportunity to make their wishes clear.

People should plan the location of their funeral. Services may take place in Toronto funeral homes, churches, or banquet halls. Additionally, services may take place in people\’s homes, outdoors, or at any place that holds special meaning. The service itself should be as unique as the life it represents, allowing family members to relive good memories in a therapeutic manner.

Funerals may be financed in several ways. People may decide to allow the funeral home to open a bank trust, which is a trust, in the name of the deceased, that is marked \”payable upon death\”. Such trusts are usually invested in certificates of deposit, to offset inflation.

People may choose to purchase funeral insurance. A funeral insurance policy is essentially a life insurance policy, taken out in the amount needed to cover funeral expenses. The policy holder will pay a premium based on age, and the money will be invested for conservative growth. Any leftover proceeds not spent on the funeral will go to the policy\’s beneficiary.

People may choose either burial or cremation. If choosing burial, people should decide whether they prefer interment in a cemetery or mausoleum. Either facility should meet the family\’s cost and religious requirements, and families should verify whether perpetual care is included in the purchase price. If choosing cremation, people will either store the ashes in a vault, or have their ashes scattered by their survivors.

Cemetery burials will require monuments Toronto. Different cemeteries will have different restrictions, such as height restrictions, for grave markers, and people should consult their chosen cemetery for more information. The simplest way to choose a monument is to begin at a local monument shop, because local dealers will most likely know the restrictions of the chosen cemetery. Monuments may be made from a variety of materials, including marble, granite, and bronze, and they usually incorporate a sculpture of some kind.

Funerals involve many choices, from the type of casket, to the type of service, to the method of burial. Making these choices ahead of time will lessen the stress on grieving family members, and will allow the person planning the funeral to make sure that the service fits his or her wishes. Choosing all of the elements beforehand, from music to monuments, will ease both the emotional and financial burdens on family members, at a most difficult time.

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Category: Death
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